Services

Get the Mortgage you Deserve

At SHL Finance our professional team are primarily concerned with understanding your needs in order to place you in the right loan and facilitate a smooth settlement process.

SHL Finance is your financial solution, effectively a broker who works with you to obtain financing either to purchase or secure against a property from a financial institution.
There are many variables to consider when looking for a loan to suit you including the maturity, interest rate and method of payment. Our professional team can assist you to navigate the process and secure the loan that is best suited to you.

First Home Buyer

Its an exciting and confusing time buying your first home whilst negotiating the lending process for the first time. Let the team at SHL Finance help you through the process from choosing the right home loan, how much deposit you will need and applying for incentives such as the First Home Buyers Grant and Stamp Duty concessions.

Refinancing

Refinancing is the process of taking out a new mortgage to repay an existing loan: often because there has been a change in your personal or financial situation, or simply because you want a better deal on your home loan. While this can be with the same lender, it is also common to change to a different provider.

Commercial Loans

Due to expensive upfront costs and regulatory hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.

SMSF Lending

If you have a Self Managed Super Fund (SMSF) you could use your super funds to acquire an investment property. 
Reece Droscher is a SMSF expert who understands SMSF loans. In conjunction with our business partners at Paragon Wealth Solutions we can offer a personalised end-to-end service from selecting an appropriate property to settlement of the loan.
Not all Brokers hold accreditation to write these types of loans – over the last 12 months we have helped 15 clients purchase property through their SMSF and build their wealth leading into retirement.

Asset Finance

We work carefully and diligently in order to provide our clients with the financing solutions they deserve. Whether it’s for personal or business use, let us assist you with your asset finance options.

CAR FINANCE

BOAT FINANCE

PLANT AND EQUIPMENT FINANCE

TRADE EQUIPMENT

HELICOPTER FINANCE

Reverse Mortgages

Enjoy the retirement you deserve

Many seniors are now living in homes that hold much of their wealth. By accessing some of this wealth without having to move, you can do the things you need, or have always wanted to do and live the retirement you deserve.

A reverse mortgage enables you to use some of the money tied up in your home without having to sell it by taking out a loan secured against your home. 

You can continue to own and live in your own home for as long as you wish, benefiting from any potential increase in property values.  Making regular repayments is not necessary, although you are free to do so at any time. 

Reece Droscher is one of only a handful of Brokers accredited to write these types of loans. Speak with Reece today to see if you are eligible.

Investment Loans

An investment plan is one that works toward building your wealth and securing your financial freedom, structured in a specific way that allows you to maximise your assets.
Property is a long-term investment and the SHL Finance team are committed to helping you take steps to secure your future and achieve your goals.

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than a standard loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of a fixed rate loan is it allows you to organise your finances and repayments without the risk of rising interest rates, yet if interest rates drop you forfeit the ability to take advantage of such a drop.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.


Highly recommend Reece, you placed us into a really good financial position! I’ll be mentioning this to others.

Christian Grzankowksi


Let us be your financial partner for life.

Steller Home Loans Pty Ltd Trading as SHL Finance – Australian Credit Licence Number 473284. ABN 92 163 306 250

0478 021 757
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